1. Term of Agreement The term of this agreement commences on the acceptance date and terminates
   on the end date of the insertion order.
2. Terms of payment. Minimum circulation is guaranteed by subscribers enrolled at time of agreement.
3. Payment schedule is set forth on insertion order. Amounts paid after the due date shall bear interest
   at the rate of one and one‐half percent (1.5%) per month.
4. Limitation of Liability. In the event that the advertisement fails to be published in accordance with
   the schedule provided the liability to advertiser shall be limited to refund of the advertising fee
   representing the placement of the advertisement.
5. Advertisers Representations. Advertisements are accepted upon the representation that Advertiser
   has the right to publish the contents of the advertisement without infringing on the rights of any third
   party and without violating any law.
6. Placement. Publisher reserves the right, at its sole discretion, to position advertisements except
   where a request for a specific preferred position is acknowledged in the insertion order.
7. Right to Reject Advertisement. All contents of advertisements are subject to approval. Publisher
   reserves the right to reject or cancel any advertisement, insertion order, URL link, space reservation or
   position commitment, at any time, for any reason whatsoever.
8. Cancellation. Cancellations are not accepted after space reservation closing date. Advertisers not
   using the number of insertions on which their rates are based, within 12 month, shall be rated for the
   difference in amount. Advertiser agrees to pay any additional short rate charges.
9. Complete contract. No conditions other than those set forth in this insertion order shall be binding on
   the publisher unless specifically agreed to in writing.
10. Publication Ready. The advertising submitted must be publication ready. Fees for design,
    photography and expense reimbursment will be billed seperately.

The foregoing terms and conditions shall govern the relationship between the Advertiser and the Publication.
There have not been any representation to the Advertiser that are not contained herein.

Advertiser:

Signed: _________________________________________

Printed: _________________________________________ Date: ____________________

Publication:

Signed: _________________________________________

Printed: _________________________________________ Date: ____________________